<div dir="rtl"><p class="MsoNormal" align="center" dir="RTL" style="text-align:center;line-height:115%;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;margin:0in 0in 0.0001pt;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span lang="AR-EG" style="font-size:16pt;line-height:115%;color:rgb(148,54,52)">ا</span><span lang="AR-SA" style="font-size:16pt;line-height:115%;color:rgb(148,54,52)">لسلام عليكم ورحمة الله وبركاته</span></p>
<p class="MsoNormal" align="center" dir="RTL" style="text-align:center;line-height:115%;margin:0in 0in 0.0001pt;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span lang="AR-EG" style="font-size:14pt;line-height:115%">تهديكم الدار العربية للتنمية الادارية أطيب تحياتها
وأصدق أمنياتها بدوام التوفيق.</span></b></p>
<p class="MsoNormal" dir="RTL" style="margin:0in 0in 8pt;line-height:107%;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span lang="AR-EG" style="font-size:18pt;line-height:107%;font-family:Arial,"sans-serif";color:black"> وتقدم لكم</span></b></p>
<p class="MsoNormal" align="center" dir="RTL" style="text-align:center;margin:0in 0in 0.0001pt;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span lang="AR-EG" style="font-size:24pt;font-family:Arial,"sans-serif";color:rgb(192,0,0)">شهادة</span></b><b><span lang="AR-EG" style="font-size:24pt;font-family:Arial,"sans-serif";color:rgb(192,0,0)"> </span></b><b><span lang="AR-SA" style="font-size:24pt;font-family:Arial,"sans-serif";color:rgb(192,0,0)">: إدارة المخاطر
المؤسسية (</span></b><b><span dir="LTR" style="font-size:24pt;font-family:Calibri,"sans-serif";color:rgb(192,0,0)">ERM</span></b><span dir="RTL"></span><span dir="RTL"></span><b><span lang="AR-SA" style="font-size:24pt;font-family:Arial,"sans-serif";color:rgb(192,0,0)"><span dir="RTL"></span><span dir="RTL"></span>)</span></b><b><span lang="AR-EG" style="font-size:24pt;font-family:Arial,"sans-serif";color:rgb(192,0,0)"></span></b></p>
<p class="MsoNormal" align="center" dir="RTL" style="text-align:center;margin:0in 0in 0.0001pt;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span lang="AR-EG" style="font-size:18pt;font-family:Arial,"sans-serif";color:black"> </span></b><span lang="AR-EG" style="font-size:14pt">اون لاين عبر زووم محاضرات مباشرة تفاعلية وتسجل
لارسالها اخر ايام التدريب</span></p>
<p class="MsoNormal" align="center" dir="RTL" style="text-align:center;margin:0in 0in 0.0001pt;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span lang="AR-EG" style="font-size:20pt">يمكن الحضور في القاهرة
في حال اتاحة السفر لسيادتكم</span></p>
<p class="MsoNormal" align="center" dir="RTL" style="margin:0in 0in 8pt;text-align:center;line-height:107%;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span lang="AR-EG" style="font-size:20pt;line-height:107%;font-family:Arial,"sans-serif";background:yellow">بشهادة معتمدة</span></b><b><span lang="AR-EG" style="font-size:20pt;line-height:107%;font-family:Arial,"sans-serif""> </span></b><b><span dir="LTR" style="font-size:20pt;line-height:107%;font-family:Calibri,"sans-serif""></span></b></p>
<p class="MsoNormal" dir="RTL" style="margin:10pt 0in 0.0001pt;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span lang="AR-SA" style="font-size:18pt;color:black"> من </span></b><b><span lang="AR-EG" style="font-size:18pt;color:black">22 – 26 أكتوبر </span></b><b><span lang="AR-SA" style="font-size:18pt;color:black"> 2023 م </span></b><b><span dir="LTR" style="font-size:13pt;font-family:Cambria,"serif";color:rgb(79,129,189)"></span></b></p>
<p class="MsoNormal" dir="RTL" style="margin:0in 0in 0.0001pt;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><u><span lang="AR-SA" style="font-size:18pt;font-family:Arial,"sans-serif";color:red">مقدمه:</span></u></b></p>
<p class="MsoNormal" dir="RTL" style="text-align:justify;line-height:18pt;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;margin:0in 0in 0.0001pt;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">إدارة المخاطر المؤسسية (</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)">ERM</span><span dir="RTL"></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)"><span dir="RTL"></span><span dir="RTL"></span>)،
هي دورة شاملة مصممة لنقل المعرفة لتحديد المخاطر وتقييمها وإدارتها
والتخفيف من حدتها ضمن إطار تنظيمي. في بيئة تتعرض فيها المؤسسات لمجموعة من
المخاطر، تعد الإدارة الفعالة للمخاطر أمرًا بالغ الأهمية لضمان استمرارية المنظمة
ونجاحها. تم تصميم هذه الدورة لتزويد المشاركين بالمهارات والمعرفة اللازمة لتنفيذ
عمليات إدارة المخاطر المؤسسية بشكل فعال، واتخاذ القرارات الإستراتيجية التي
تتماشى مع الأهداف التنظيمية ومتطلبات الامتثال من خلال استكشاف القضايا
الاستراتيجية والتكتيكية المرتبطة بتنفيذ ممارسات إدارة المخاطر الفعالة.</span><span lang="AR-EG" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
<div style="border-top:none;border-right:none;border-left:none;border-bottom:1pt solid rgb(65,106,160);padding:0in 0in 8pt;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial">
<p class="MsoNormal" dir="RTL" style="background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;margin:0in 0in 0.0001pt;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span lang="AR-SA" style="font-size:18pt;color:rgb(192,0,0)">أهداف الدورة:</span></b></p>
</div>
<div style="border-top:none;border-right:none;border-left:none;border-bottom:1pt solid rgb(65,106,160);padding:0in 0in 8pt;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;margin-right:0.25in;margin-left:0in">
<p class="gmail-MsoListParagraphCxSpFirst" dir="RTL" style="margin:0in 0.25in 0.0001pt 0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span style="font-size:13.5pt;font-family:Symbol;color:rgb(39,40,43)">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">فهم المفاهيم والمكونات الأساسية لإدارة المخاطر
المؤسسية</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" dir="RTL" style="margin:0in 0.25in 0.0001pt 0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span style="font-size:13.5pt;font-family:Symbol;color:rgb(39,40,43)">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">تحديد وتقييم المخاطر المحتملة التي قد تؤثر على
المنظمة</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" dir="RTL" style="margin:0in 0.25in 0.0001pt 0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span style="font-size:13.5pt;font-family:Symbol;color:rgb(39,40,43)">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">تطوير المهارات اللازمة لتحديد وتقييم ورصد وإدارة
المخاطر التنظيمية</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" dir="RTL" style="margin:0in 0.25in 0.0001pt 0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span style="font-size:13.5pt;font-family:Symbol;color:rgb(39,40,43)">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">تطوير استراتيجيات شاملة لإدارة المخاطر وخطط تخفيف
المخاطر</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" dir="RTL" style="margin:0in 0.25in 0.0001pt 0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span style="font-size:13.5pt;font-family:Symbol;color:rgb(39,40,43)">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">مواءمة ممارسات إدارة المخاطر مع الأهداف والغايات
التنظيمية</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" dir="RTL" style="margin:0in 0.25in 0.0001pt 0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span style="font-size:13.5pt;font-family:Symbol;color:rgb(39,40,43)">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">تطبيق الأساليب الكمية والنوعية لتحليل وتقييم
المخاطر</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" dir="RTL" style="margin:0in 0.25in 0.0001pt 0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span style="font-size:13.5pt;font-family:Symbol;color:rgb(39,40,43)">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">إظهار الكفاءة في استخدام أدوات وأطر إدارة المخاطر</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" dir="RTL" style="margin:0in 0.25in 0.0001pt 0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span style="font-size:13.5pt;font-family:Symbol;color:rgb(39,40,43)">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">التعرف على دور الحوكمة، والقدرة على تحمل المخاطر،
وتحمل المخاطر في إدارة المخاطر المؤسسية</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" dir="RTL" style="margin:0in 0.25in 0.0001pt 0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span style="font-size:13.5pt;font-family:Symbol;color:rgb(39,40,43)">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">تعلم كيفية دمج إدارة المخاطر في التخطيط الاستراتيجي
وعمليات صنع القرار</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" dir="RTL" style="margin:0in 0.25in 0.0001pt 0in;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial;border:none;padding:0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span style="font-size:13.5pt;font-family:Symbol;color:rgb(39,40,43)">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)">الحصول على رؤى حول استخدام إدارة المخاطر المؤسسية (</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)">ERM</span><span dir="RTL"></span><span dir="RTL"></span><span lang="AR-SA" style="font-size:13.5pt;color:rgb(39,40,43)"><span dir="RTL"></span><span dir="RTL"></span>) كأداة لتحسين الأداء والقيمة التنظيمية</span><span dir="LTR" style="font-size:13.5pt;color:rgb(39,40,43)"></span></p>
</div>
<p class="gmail-MsoListParagraphCxSpLast" align="center" dir="RTL" style="text-align:center;margin:0in 0.5in 0.0001pt 0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span style="font-size:16.5pt;font-family:Symbol;color:black;background:yellow">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-weight:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span></b><span dir="RTL"></span><b><u><span lang="AR-EG" style="font-size:20pt;color:black;background:yellow">منعقد بنفس التاريخ دورة </span></u></b><b><u><span dir="LTR" style="font-size:16.5pt;font-family:main-font,"serif";color:black;background:yellow"></span></u></b></p>
<p class="MsoNormal" align="center" dir="RTL" style="text-align:center;margin:0in 0in 0.0001pt;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span lang="AR-EG" style="font-size:24pt;color:black;background:yellow">اساسيات السكرتاريا القانونية وإدارة المكتب القانوني</span></b><b><span dir="LTR" style="font-size:18.5pt;font-family:main-font,"serif";color:black;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial"></span></b></p>
<p class="gmail-MsoListParagraphCxSpFirst" align="center" dir="RTL" style="text-align:center;margin:0in 0.5in 0.0001pt 0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><span dir="RTL"></span><b><span style="font-size:16.5pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-weight:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span></b><span dir="RTL"></span><span dir="RTL"></span><span dir="RTL"></span><b><u><span style="font-size:20pt;color:black;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial"><span dir="RTL"></span><span dir="RTL"></span> <span lang="AR-SA">خصم اضافي 15% علي اجمالي
الرسوم لآي مجموعة تبدأ من 3 اشخاص او اكتر</span></span></u></b><b><u><span lang="AR-EG" style="font-size:20pt;color:black;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial"></span></u></b></p>
<p class="gmail-MsoListParagraphCxSpMiddle" align="center" dir="RTL" style="text-align:center;margin:0in 0.5in 0.0001pt 0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span style="font-size:16.5pt;font-family:Symbol;color:red">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-weight:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span></b><span dir="RTL"></span><b><u><span lang="AR-SA" style="font-size:20pt;color:red;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial">لمزيد من المعلومات
ومعرفة رسوم الاشتراك يمكنك التواصل مع</span></u></b><b><u><span dir="LTR" style="font-size:16.5pt;font-family:main-font,"serif";color:red;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial"></span></u></b></p>
<p class="gmail-MsoListParagraphCxSpMiddle" align="center" dir="RTL" style="text-align:center;margin:0in 0.5in 0.0001pt 0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span style="font-size:16.5pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-weight:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman""> </span></span></b><span dir="RTL"></span><b><u><span lang="AR-SA" style="font-size:20pt;color:black;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial">ادارة التدريب – الدار العربية
للتنمية الادارية</span></u></b><b><u><span dir="LTR" style="font-size:16.5pt;font-family:main-font,"serif";color:black;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial"></span></u></b></p>
<p class="gmail-MsoListParagraphCxSpMiddle" align="center" dir="RTL" style="text-align:center;margin:0in 0.5in 0.0001pt 0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><b><span style="font-size:16.5pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-kerning:auto;font-feature-settings:normal;font-weight:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman""> </span></span></b><span dir="RTL"></span><b><u><span lang="AR-SA" style="font-size:20pt;color:black;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial">جوال – واتس اب :
00201065435133</span></u></b><b><u><span dir="LTR" style="font-size:16.5pt;font-family:main-font,"serif";color:black;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-origin:initial;background-clip:initial"></span></u></b></p>
<p class="gmail-MsoListParagraphCxSpLast" align="center" dir="RTL" style="text-align:center;margin:0in 0.5in 0.0001pt 0in;direction:rtl;unicode-bidi:embed;font-size:12pt;font-family:"Times New Roman","serif""><br></p></div>
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