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<DIV><FONT face=Georgia>Good day,<BR>My name is David Kim and I'm the CEO of
AGORA ASSET.</FONT></DIV>
<DIV>We are an international loan lender to investors and we have credit lines
to issue MT103 swift cash private loans,</DIV>
<DIV>bank guarantees and Standby letter of credit FC BG/SBLC for business and
companies, Start-Up projects at good rates.</DIV>
<DIV>Let me hear from you.</DIV>
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<DIV>Yours</DIV>
<DIV>David Kim</DIV>
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