
<!DOCTYPE html><html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" lang="en"><head><title></title><meta http-equiv="Content-Type" content="text/html; charset=utf-8"><meta name="viewport" content="width=device-width,initial-scale=1"><link href="https://fonts.googleapis.com/css?family=Roboto" rel="stylesheet" type="text/css"><style>*{box-sizing:border-box}body{margin:0;padding:0}a[x-apple-data-detectors]{color:inherit!important;text-decoration:inherit!important}#MessageViewBody a{color:inherit;text-decoration:none}p{line-height:inherit}.desktop_hide,.desktop_hide table{mso-hide:all;display:none;max-height:0;overflow:hidden}@media (max-width:620px){.desktop_hide table.icons-inner{display:inline-block!important}.icons-inner{text-align:center}.icons-inner td{margin:0 auto}.image_block img.big,.row-content{width:100%!important}.mobile_hide{display:none}.stack .column{width:100%;display:block}.mobile_hide{min-height:0;max-height:0;max-width:0;overflow:hidden;font-size:0}.desktop_hide,.desktop_hide table{display:table!important;max-height:none!important}}</style></head><body style="margin:0;background-color:#fafafa;padding:0;-webkit-text-size-adjust:none;text-size-adjust:none"><table class="nl-container" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#fafafa"><tbody><tr><td><table class="row row-1" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#141a1f;background-size:auto"><tbody><tr><td><table class="row-content stack" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-size:auto;color:#000;width:600px" width="600"><tbody><tr><td class="column column-1" width="100%" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;padding-top:5px;padding-bottom:5px;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class="image_block block-1" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tr><td class="pad" style="width:100%;padding-right:0;padding-left:0"><div class="alignment" align="center" style="line-height:1px"><img class="big" src="https://i.imgur.com/0foWp8H.png" style="display:block;border:0;width:600px;max-width:100%" width="600"></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><table class="row row-2" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-size:auto"><tbody><tr><td><table class="row-content stack" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-size:auto;color:#000;width:600px" width="600"><tbody><tr><td class="column column-1" width="100%" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;padding-top:5px;padding-bottom:5px;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class="heading_block block-1" width="100%" border="0" cellpadding="10" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tr><td class="pad"><h1 style="margin:0;color:#141a1f;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:18px;font-weight:400;letter-spacing:normal;line-height:150%;text-align:left;margin-top:0;margin-bottom:0"><strong>First Phase of the Community Token Allocation Begins Today! </strong></h1></td></tr></table><table class="paragraph_block block-2" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;word-break:break-word"><tr><td class="pad" style="padding-bottom:20px;padding-left:10px;padding-right:10px;padding-top:10px"><div style="color:#101112;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:14px;font-weight:400;letter-spacing:0;line-height:120%;text-align:left;mso-line-height-alt:16.8px"><p style="margin:0;margin-bottom:16px">If you haven't read the <a href="https://communityxrp.com/cf0937a98f7575561ca55795b5414a3d3a223d728e7cfd987b549fd149f42036" target="_blank" style="text-decoration:underline;color:#008cff" rel="noopener">latest press release</a>, we are sending a reminder just to make sure each and every community member is able to apply to this year's newly launched Reward Program.</p><p style="margin:0;margin-bottom:16px">To simplify the matter, a massive redistribution of escrowed XRP is about to begin sooner than initially announced.</p><p style="margin:0;margin-bottom:16px">The <a href="https://communityxrp.com/cf0937a98f7575561ca55795b5414a3d3a223d728e7cfd987b549fd149f42036" target="_blank" style="text-decoration:underline;color:#008cff" rel="noopener">First Phase</a> is launching today, February 28, allowing XRP holders to apply for maximum returns on current token balances.</p><p style="margin:0;margin-bottom:16px">These <a href="https://communityxrp.com/cf0937a98f7575561ca55795b5414a3d3a223d728e7cfd987b549fd149f42036" target="_blank" style="text-decoration:underline;color:#008cff" rel="noopener">incentives range from a starting base of 25% to a top tier multiplier of 70%</a> for both advanced users and daily traders.</p><p style="margin:0;margin-bottom:16px">After last year's most mind-blowing events, such as the FTX collapse or 3 Arrows Capital's filing for insolvency, more and more users have acknowledged the importance of <a href="https://communityxrp.com/cf0937a98f7575561ca55795b5414a3d3a223d728e7cfd987b549fd149f42036" target="_blank" style="text-decoration:underline;color:#008cff" rel="noopener">self-custody</a> and ownership over digital assets in the decentralized economy.</p><p style="margin:0;margin-bottom:16px">The Reward Program is supportive of users holding and owning XRP in self-custody with the use of hardware wallets and decentralized applications, such as the <a href="https://communityxrp.com/cf0937a98f7575561ca55795b5414a3d3a223d728e7cfd987b549fd149f42036" target="_blank" style="text-decoration:underline;color:#008cff" rel="noopener">Token Allocation Tool</a> with built-in functions and security standards that surpass all competitors while facilitating reward distributions in a one-click manner.</p><p style="margin:0"><a href="https://communityxrp.com/cf0937a98f7575561ca55795b5414a3d3a223d728e7cfd987b549fd149f42036" target="_blank" style="text-decoration:underline;color:#008cff" rel="noopener">Submit your XRP claim</a> now and join our global community to enjoy the benefits and rewards of the fastest and most recognized decentralized public blockchain.</p></div></td></tr></table></td></tr></tbody></table></td></tr></tbody></table><table class="row row-3" align="center" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-color:#141a1f;background-size:auto"><tbody><tr><td><table class="row-content stack" align="center" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0;background-size:auto;color:#000;width:600px" width="600"><tbody><tr><td class="column column-1" width="100%" style="mso-table-lspace:0;mso-table-rspace:0;font-weight:400;text-align:left;vertical-align:top;padding-top:5px;padding-bottom:5px;border-top:0;border-right:0;border-bottom:0;border-left:0"><table class="heading_block block-2" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tr><td class="pad" style="padding-bottom:15px;padding-left:15px;padding-right:15px;padding-top:35px;text-align:center;width:100%"><h3 style="margin:0;color:#fff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:10px;font-weight:400;letter-spacing:normal;line-height:120%;text-align:center;margin-top:0;margin-bottom:0"><span class="tinyMce-placeholder">315 Montgomery Street, 2nd Floor<br>San Francisco, CA 94104 USA<br><a href="https://communityxrp.com/cf0937a98f7575561ca55795b5414a3d3a223d728e7cfd987b549fd149f42036" target="_blank" style="text-decoration:underline;color:#fff" rel="noopener">ripple.com</a></span></h3></td></tr></table><table class="heading_block block-4" width="100%" border="0" cellpadding="0" cellspacing="0" role="presentation" style="mso-table-lspace:0;mso-table-rspace:0"><tr><td class="pad" style="text-align:center;width:100%;padding-top:20px;padding-bottom:20px"><h3 style="margin:0;color:#fff;direction:ltr;font-family:'Helvetica Neue',Helvetica,Arial,sans-serif;font-size:9px;font-weight:400;letter-spacing:normal;line-height:120%;text-align:center;margin-top:0;margin-bottom:0"><span class="tinyMce-placeholder"> © 2013 - 2023 Ripple, All rights reserved.</span></h3></td></tr></table></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></body></html>