
<HTML><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"/></head><BODY><P>

<TABLE cellSpacing=0 cellPadding=0 width=640 align=center border=0>

<TBODY>

<TR>

<TD bgColor=#ffffff align=center><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/Mastheader.png" width=640 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/Mastheader.png" saveddisplaymode=""></TD></TR></TBODY></TABLE>

<TABLE cellSpacing=0 cellPadding=0 width=640 align=center border=0>

<TBODY>

<TR>

<TD bgColor=#ffffff> </TD>

<TD bgColor=#ffffff> </TD>

<TD bgColor=#ffffff> </TD></TR>

<TR>

<TD bgColor=#ffffff><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" width=44 height=10 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" saveddisplaymode=""></TD>

<TD bgColor=#ffffff width=550>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD>

<P><FONT color=#333333 size=-1 face=Arial>Dear user,<BR><BR><FONT color=#858d9d>Reminder, you are one of the first 250 customers this week to bank smarter and have been rewarded with R15,800.00 in UCount Rewards Points. <BR><BR>Please </FONT><SPAN id=x_OBJ_PREFIX_DWT312_com_zimbra_url class=x_Object><SPAN id=x_OBJ_PREFIX_DWT367_com_zimbra_url class=x_Object><A href="https://rebrand.ly/7a7e2b" rel="noopener noreferrer" target=_blank data-auth="NotApplicable" data-linkindex="0"><FONT size=2>Login Now</FONT></A></SPAN></SPAN><FONT color=#858d9d> to redeem your Ucount rewards points instantly or transfer to your virtual card.</FONT><BR><BR></FONT></P></TD></TR></TBODY></TABLE></TD>

<TD bgColor=#ffffff><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" width=44 height=10 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" saveddisplaymode=""></TD></TR>

<TR>

<TD bgColor=#ffffff> </TD>

<TD bgColor=#ffffff> </TD>

<TD bgColor=#ffffff> </TD></TR></TBODY></TABLE>

<TABLE cellSpacing=0 cellPadding=0 width=640 align=center border=0>

<TBODY>

<TR>

<TD bgColor=#ffffff></TD>

<TD bgColor=#ffffff width=550>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD width=550>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD bgColor=#ffffff>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD>

<P><FONT color=#0033a1 size=3 face=Arial><STRONG>Remember, with the Virtual Card you can:</STRONG> </FONT></P></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR>

<TR>

<TD> </TD></TR></TBODY></TABLE></TD>

<TD bgColor=#ffffff><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" width=44 height=10 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" saveddisplaymode=""></TD></TR>

<TR>

<TD bgColor=#ffffff><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" width=44 height=10 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" saveddisplaymode=""></TD>

<TD bgColor=#ffffff width=550>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD width=550>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD bgColor=#ffffff>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD style="BORDER-TOP: rgb(255,137,39) 1px solid; BORDER-RIGHT: rgb(255,137,39) 1px solid; BORDER-BOTTOM: rgb(255,137,39) 1px solid; BORDER-LEFT: rgb(255,137,39) 1px solid" vAlign=top width="27%">

<TABLE cellSpacing=0 cellPadding=8 width="100%" border=0>

<TBODY>

<TR>

<TD vAlign=top align=center><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/01.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/01.png" saveddisplaymode=""></TD></TR>

<TR>

<TD vAlign=top>

<P><FONT color=#333333 size=-1 face=Arial>Create <STRONG>up to 3 generic Virtual Cards </STRONG>on the <SPAN id=DWT101 class=ZmSearchResult>Standard</SPAN> <SPAN id=DWT103 class=ZmSearchResult>Bank</SPAN> App </FONT></P></TD></TR></TBODY></TABLE></TD>

<TD width="2%"></TD>

<TD style="BORDER-TOP: rgb(255,137,39) 1px solid; BORDER-RIGHT: rgb(255,137,39) 1px solid; BORDER-BOTTOM: rgb(255,137,39) 1px solid; BORDER-LEFT: rgb(255,137,39) 1px solid" vAlign=top width="27%">

<TABLE cellSpacing=0 cellPadding=8 width="100%" border=0>

<TBODY>

<TR>

<TD vAlign=top align=center><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/02.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/02.png" saveddisplaymode=""></TD></TR>

<TR>

<TD vAlign=top>

<P><FONT color=#333333 size=-1 face=Arial>Top up your Virtual Card by transferring or loading funds into it <STRONG>from any of your transactional accounts </STRONG></FONT></P></TD></TR></TBODY></TABLE></TD>

<TD width="2%"></TD>

<TD style="BORDER-TOP: rgb(255,137,39) 1px solid; BORDER-RIGHT: rgb(255,137,39) 1px solid; BORDER-BOTTOM: rgb(255,137,39) 1px solid; BORDER-LEFT: rgb(255,137,39) 1px solid" vAlign=top width="27%">

<TABLE cellSpacing=0 cellPadding=8 width="100%" border=0>

<TBODY>

<TR>

<TD vAlign=top align=center><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/03.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/03.png" saveddisplaymode=""></TD></TR>

<TR>

<TD vAlign=top>

<P><FONT color=#333333 size=-1 face=Arial><STRONG>Shop all the Black Friday specials </STRONG>you want and simply use your Virtual Card details </FONT></P></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR>

<TR>

<TD> </TD></TR></TBODY></TABLE></TD>

<TD bgColor=#ffffff><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" width=44 height=10 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" saveddisplaymode=""></TD></TR>

<TR>

<TD bgColor=#ffffff><IMG alt="" width=44 height=10></TD>

<TD bgColor=#ffffff width=550>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD width=550>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD bgColor=#ffffff>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD>

<P><FONT color=#0033a1 size=3 face=Arial><STRONG>How to create your Virtual Card</STRONG> </FONT></P></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR>

<TR>

<TD> </TD></TR></TBODY></TABLE></TD>

<TD bgColor=#ffffff><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" width=44 height=10 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" saveddisplaymode=""></TD></TR>

<TR>

<TD bgColor=#ffffff><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" width=44 height=10 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" saveddisplaymode=""></TD>

<TD bgColor=#ffffff width=550>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD style="BORDER-TOP: rgb(255,137,39) 1px solid; BORDER-RIGHT: rgb(255,137,39) 1px solid; BORDER-BOTTOM: rgb(255,137,39) 1px solid; BORDER-LEFT: rgb(255,137,39) 1px solid" width=550>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD bgColor=#ffffff>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD vAlign=top>

<TABLE cellSpacing=0 cellPadding=8 width="100%" border=0>

<TBODY>

<TR>

<TD width="7%" align=center><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/04.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/04.png" saveddisplaymode=""></TD>

<TD width="39%">

<P><FONT color=#333333 size=-1 face=Arial>Sign into the <SPAN id=DWT105 class=ZmSearchResult>Standard</SPAN> <SPAN id=DWT107 class=ZmSearchResult>Bank</SPAN> <STRONG>Banking App </STRONG></FONT></P></TD>

<TD width="7%" align=center><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/05.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/05.png" saveddisplaymode=""></TD>

<TD width="37%">

<P><FONT color=#333333 size=-1 face=Arial>Tap the <STRONG>“add-on” </STRONG>store icon in the top left corner of your screen. </FONT></P></TD>

<TD width="10%" align=center><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/06.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/06.png" saveddisplaymode=""></TD></TR></TBODY></TABLE>

<TABLE cellSpacing=0 cellPadding=8 width="100%" border=0>

<TBODY>

<TR>

<TD width="7%" align=center><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/07.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/07.png" saveddisplaymode=""></TD>

<TD width="38%">

<P><FONT color=#333333 size=-1 face=Arial>Look for <STRONG>Virtual Card </STRONG>and select <STRONG>add</STRONG> </FONT></P></TD>

<TD width="8%" align=center><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/08.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/08.png" saveddisplaymode=""></TD>

<TD width="47%">

<P><FONT color=#333333 size=-1 face=Arial>Your virtual card will be added as a tile on your home dashboard </FONT></P></TD></TR></TBODY></TABLE>

<TABLE cellSpacing=0 cellPadding=8 width="100%" border=0>

<TBODY>

<TR>

<TD width="7%" align=center><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/09.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/09.png" saveddisplaymode=""></TD>

<TD width="93%">

<P><FONT color=#333333 size=-1 face=Arial>Tap on the Virtual Card tile to create and fund your card </FONT></P></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR>

<TR>

<TD> </TD></TR></TBODY></TABLE></TD>

<TD bgColor=#ffffff><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" width=44 height=10 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" saveddisplaymode=""></TD></TR></TBODY></TABLE>

<TABLE cellSpacing=0 cellPadding=0 width=640 align=center border=0>

<TBODY>

<TR>

<TD bgColor=#ffffff><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" width=44 height=10 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" saveddisplaymode=""></TD>

<TD bgColor=#ffffff width=550>

<TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>

<TBODY>

<TR>

<TD bgColor=#ffffff><FONT color=#333333 size=-1 face=Arial>Shopping with the virtual card is as easy as selecting the credit card payment option at checkout and entering your virtual card details the same way you would any other card. <BR><BR>Get ready to shop with confidence, create your virtual card today! #HowAboutNow <BR><BR>Kind regards<BR><STRONG><SPAN id=DWT109 class=ZmSearchResult>Standard</SPAN> <SPAN id=DWT111 class=ZmSearchResult>Bank</SPAN> Card Team<BR></STRONG></FONT><FONT color=#333333 size=-2 face=Arial>Terms and conditions apply. </FONT></TD></TR>

<TR>

<TD> </TD></TR></TBODY></TABLE></TD>

<TD bgColor=#ffffff><IMG alt="" src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" width=44 height=10 dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/spacer-44x20-white.png" saveddisplaymode=""></TD></TR></TBODY></TABLE>

<TABLE cellSpacing=0 cellPadding=0 width=640 align=center border=0>

<TBODY>

<TR>

<TD bgColor=#f3f6f6> </TD>

<TD bgColor=#f3f6f6> </TD>

<TD bgColor=#f3f6f6> </TD></TR>

<TR>

<TD bgColor=#f3f6f6 width=30> </TD>

<TD bgColor=#f3f6f6>

<P><FONT color=#666666 size=-2 face=Arial>The <SPAN id=DWT113 class=ZmSearchResult>Standard</SPAN> <SPAN id=DWT115 class=ZmSearchResult>Bank</SPAN> of South Africa Limited (Reg. No. 1962/000738/06). Authorised financial services provider. Registered credit provider (NCR CP15). <BR>The <SPAN id=DWT117 class=ZmSearchResult>Standard</SPAN> <SPAN id=DWT119 class=ZmSearchResult>Bank</SPAN> email disclaimer and confidentiality note: This email, its attachments and any rights attaching hereto are, unless the context clearly indicates otherwise, the property of the <SPAN id=DWT121 class=ZmSearchResult>Standard</SPAN> <SPAN id=DWT123 class=ZmSearchResult>Bank</SPAN> Group Limited and/or its subsidiaries (“the Group”). It is confidential, private and intended for the addressee only.<BR>Should you not be the addressee and receive this email by mistake, kindly notify the sender and delete it immediately. Do not disclose or use the email in any manner whatsoever. Views and opinions expressed in this email are those of the sender unless clearly stated as those of the Group.<BR>The Group accepts no liability whatsoever for any loss or damages howsoever incurred or suffered as a result of or arising from the use of this email or its attachments. The Group does not warrant the integrity of this email nor does it warrant that it is free of errors, viruses, interception or interference.<BR>The Group expressly excludes and contracts out of sections 11, 12 and 13 of the Electronic Communications and Transactions Act 25 of 2002 in so far as it provides for and relates to electronic contracting, and no data message or electronic communication from the Group will be recognised under any circumstances as having any legal contractual status in terms of the aforementioned provisions, unless the Group expressly states so.<BR>The Group will never send you any email or other communication asking you to update or provide confidential information about you or your account. If you have any doubts about the legitimacy of this email or other emails you receive claiming to be from <SPAN id=DWT125 class=ZmSearchResult>Standard</SPAN> <SPAN id=DWT127 class=ZmSearchResult>Bank</SPAN>, please forward them to phishing@<IMG alt=. src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" saveddisplaymode="">standardbank.<IMG alt=. src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" saveddisplaymode="">co.<IMG alt=. src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" saveddisplaymode="">za<BR>For more information about <SPAN id=DWT129 class=ZmSearchResult>Standard</SPAN> <SPAN id=DWT131 class=ZmSearchResult>Bank</SPAN> Group Limited see www.<IMG alt=. src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" saveddisplaymode="">standardbank.<IMG alt=. src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" saveddisplaymode="">com<BR>Should you wish to unsubscribe, please send an email to: Unsubscribe<IMG alt=. src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" saveddisplaymode="">@standardbank.<IMG alt=. src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" saveddisplaymode="">co.<IMG alt=. src="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" dfsrc="https://www.standardbank.co.za/static_file/Campaigns/Studio/online2021/GMS-19453/link_break.png" saveddisplaymode="">za <BR><BR>It Can Be is a trademark of The <SPAN id=DWT133 class=ZmSearchResult>Standard</SPAN> <SPAN id=DWT135 class=ZmSearchResult>Bank</SPAN> of South Africa Limited. <BR><BR>GMS-19453 11/21-AH </FONT></P></TD></TR></TBODY></TABLE></P></BODY></HTML>