Wed, 29 Oct 2003 14:06:04 -0800

ATTN: The President/CEO

>From Favour Paul (Dr.)
                     Head, Banking Operations,
                     Pacific International Bank Plc.
                     40 Marina, Lagos,



First, I must solicit your confidence in this
transaction, this is by virtue of its nature as being
Though I know that a transaction of this magnitude
will make any one apprehensive and worried, but I am
assuring you that all will be well at the end of the

We have decided to contact you by e-mail due to the
urgency of this transaction, as we have been reliably
informed of it's swiftness and confidentiality.

For the purpose of introduction, I am Dr. Favour Paul
Head, Banking Operations, Pacific International Bank Plc,
in charge of personal and corporate accounts
above US$5,000,000.00(five million US Dollars only). I
came to know of you in my private search for a
reliable and reputable person to handle a very
confidential transaction which involves the transfer
of a huge sum of money to a foreign account requiring
maximum confidence.

              THE PROPOSITION:
A foreigner, late Engineer Johnson Creek, an Oil
Merchant/Contractor with the Federal Govenment of
Nigeria, until his death three years ago in a ghastly
auto crash, banked with us here at Pacific
International Bank PLC., Lagos, and had a closing
balance of USD$15.2M ( Fifteen Million Two Hundred
Thousand United States Dollars only) which the bank
now unquestionably expects to be claimed by any of his
available foreign next of kin or alternatively be
donated to a discredited trust fund for arms and
ammunition at a military war college here in
Nigeria. Fervent valuable efforts are being made by
the Bank to get in touch with any of the Creek family
or relatives but all have proved to no avail.It is
because of the perceived possibility of not going to
be able to locate any of late Engr. Johnson Creek's
next of kin (he had no known wife and children) that
the management under the influence of our Chairman,
Board of Directors, Retired Major General Kalu Uke
Kalu, that an arrangement for the fund to be declared
"UNCLAIMABLE" and then be subsequently donated to the
Trust Fund for Arms and Ammunition which will further
enhance the course of war in Africa and the world in

In order to avert this negative development, myself
and some of my trusted colleagues in the bank now seek
for your permission to have you stand as late Engr.
Johnson Creek's next of kin so that the fund,
USD$15.2M would be subsequently transferred and paid
into your bank account as the beneficiary next of kin.
All documents and proves to enable you get this fund
have been carefully worked out and we are assuring you
a 100% risk free involvement. Your share would be 30%
of the total amount,5% has been set aside for expenses
while the rest would be for myself and my colleagues
for investment purposes in your company or any country
of your choice where the returns on investment will be
optimal .

If this proposal is acceptable to you and you do not
wish to take advantage of the trust we hope to bestow
on you and your company, then kindly get to me
immediately via my e-mail furnishing me with:
1.Your most confidential telephone
2.Fax number
3.Exclusive e-mail so that I can forward to you the
relevant details of this transaction.

Thank you in advance for your anticipated


Dr.Favour Paul.

Pacific International Bank