Dear Homeowner You have been pre-approved for a $400,000 Home Loan at a Fixed Rate as low as 3.25%. This offer is being extended to you unconditionally and your credit is in no way a factor. To take Advantage of this Limited Time opportunity all we ask is that you visit our website and complete the 1 minute Post-Approval Form http://redtoppings.com/special/ Sincerely, Brad Waters